The smart alternative to
rentals
Get the car of your choice
Everything included but fuel
Free delivery straight to your doorstep
Your FINN car subscription comes with ...
One monthly all-
inclusive rate
As well as insurance, we take care of registration and taxes, maintenance, and wear and tear. Everything's included except fuel or electricity.
Comprehensive insurance
Feel safe and secure knowing that you're already covered with our included insurance.
The car of your
choice
Unlike renting, you can choose the exact car that you want, not just the type.
Free door-to-door delivery
Simply choose a date and we’ll deliver your car to you for free.
A car subscription saves you time and money
With FINN, you get the car of your dreams in a flexible car subscription - everything is included except refueling or charging. Service, maintenance, insurance, tires, taxes and CO2 offset are already included in the monthly rate. Get the car of your choice, not just one of a certain category.
In addition, we deliver your new vehicle conveniently to your home. You save time, effort, and money. Browse our selection of cars and subscribe to your dream car today!
**The illustration shows an example for the cheapest monthly rate at FINN in March 2022 compared to the cheapest average monthly base rate of US car rental companies for a 11-month rental with pick up on the East Coast.
A car subscription saves you time and money
With FINN, you get the car of your dreams in a flexible car subscription - everything is included except refueling or charging. Service, maintenance, insurance, tires, taxes and CO2 offset are already included in the monthly rate. Get the car of your choice, not just one of a certain category.
In addition, we deliver your new vehicle conveniently to your home. You save time, effort, and money. Browse our selection of cars and subscribe to your dream car today!
**The illustration shows an example for the cheapest monthly rate at FINN in March 2022 compared to the cheapest average monthly base rate of US car rental companies for a 11-month rental with pick up on the East Coast.
Browse our most popular car subscription models
Rental vs. car subscription comparison
Buying or financing your vehicle are no longer your only options. You remain more flexible if you rent, lease or subscribe to a car. But which option is best for you?
Long-term rentals and car subscriptions are the right option for anyone who wants to calculate their costs precisely, remain flexible and not worry about residual value risk. With a car subscription, you have the advantage of being able to choose the exact model you want. You also drive cheaper and greener: FINN offsets the CO2 emissions of each of its vehicles in certified climate projects. In addition, the comprehensive insurance is already included in the monthly rate.
The following table breaks down the differences between rental and subscribing.
Rental | FINN car subscription | |
Duration |
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Advantages |
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Acquisition costs |
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Add. costs |
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Suitable for |
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Is a car subscription what you are looking for? Browse our cars.
FAQs
What does my car subscription with FINN include?
Your FINN car subscription includes insurance, maintenance, 24/7 roadside assistance, vehicle registration, and vehicle titling.
Please note that FINN does not guarantee that your car will be registered to your state of residence, or that your car's license plate will match your garaging state. FINN subscriptions do not include parking permits, parking registrations, fuel (including gas or electricity), toll charges, or violation charges.
Where does FINN deliver?
Currently, our car subscription delivery radius covers all of Connecticut, Maine, Maryland, Massachusetts (Boston), New Jersey, Pennsylvania (Philadelphia), Rhode Island, Vermont, Virginia, Washington, D.C., and New York.
Which conditions do I have to fulfill?
In order to drive our cars, you must be at least 25 years old, have had a valid US driver's license for at least 2 years, possess a FICO credit score of at least 640, meet all of FINN's safety criteria, and abide by all of the terms in your subscription agreement.
As with driving any vehicle, you must hold a valid US drivers license during your subscription with FINN.
Please note that customers with credit scores between 640-679, as reported by TransUnion, will be required to pay an upfront deposit equal to 2 months of their monthly payment. This deposit will be refunded at the end of your subscription once all amounts due to FINN have been satisfied. Deposits cannot be applied as a “credit”.
What does FINN's insurance cover?
All FINN subscribers and registered additional drivers receive insurance to protect you and your vehicle.
FINN's standard insurance plan offers split limits of 100/300/100 for 3rd party liability that covers property damage and bodily injury.
Due to state regulations, FINN offers minimum financial responsibility (MFR) insurance coverage for New York subscribers. Learn more about this policy here.
For more information regarding what to do in the case of an accident, please see our Insurance & Coverage page.