The best car financing alternative FINN - Replacing costly car financing

Are you looking for car financing options? We have the solution! The FINN car subscription offers you the perfect alternative to typical car financing without a long financial commitment.

  • Insurance and maintenance included

  • No down payment with approval in minutes

  • More flexible than a lease, with a new car every 6-12 months

Even better than car financing is an all-inclusive car subscription

Combine flexibility with innovation. Are you looking to finance your next car? We have the best solution for you: With a FINN car subscription, you are offered a faster and more flexible way to drive. Unlike traditional car loan solutions, you are freed from a long-term financial commitment and can re-assess your mobility choice after 6- or 12-month terms.

With FINN, you pay a monthly fee that includes everything: insurance, maintenance, and 24/7 roadside assistance. So you don't have to worry about anything and can fully enjoy your new model. A soft credit check and no down payment. Enjoy the freedom of driving a car with FINN.

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Better than car financing: the way we do it at FINN

Discover your favorite model
Configuration, subscription length, and miles? The choice is yours!

Order with just a few clicks
Complete your FINN car subscription in less than 5 minutes.

Get in and drive
FINN delivers your new car right to your doorstep; all you have to do is get in.

Female driver

Better than car financing: the way we do it at FINN

Discover your favorite model
Configuration, subscription length, and miles? The choice is yours!

Order with just a few clicks
Complete your FINN car subscription in less than 5 minutes.

Get in and drive
FINN delivers your new car right to your doorstep; all you have to do is get in.

Female driver

Book an available car today with $0 down, no car loan, no auto lenders

Experience the future of mobility up close with one of the newest models - all without a deposit! Thanks to FINN's better alternative to car financing, you can now drive your favorite car comfortably and easily with no down payment, a car loan, or auto lenders.

The FINN car subscription offers you flexible terms and unbeatably low prices, so you can focus entirely on the driving experience. Not only will you be driving eco-consciously, but also in one of the most advanced and innovative vehicles. Don't hesitate any longer and sign up for a car subscription today to start driving your own vehicle soon! It takes less than 5 minutes - let's go!

Advantages of FINN compared to car financing

All-in coverage

Insurance, maintenance, and roadside assistance are included in a single monthly fee.

Flexible terms

With a new car every 6-12 months, you get that new car feeling again and again and again.

Incredibly simple

Get your subscription in just 5 minutes and leave the paperwork in the dust.

Delivery to your home

FINN can deliver your new car right to your door so you can focus on the road ahead.

Discover your perfect car financing with FINN

Feel the freedom: No long-term financial commitment

Feel the freedom: No long-term financial commitment

No car loan and no heavy one-off investment. Feel the freedom with predictable and fully transparent monthly payments.

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Always drive the latest model: More flexibility

Always drive the latest model: More flexibility

With shorter commitment terms, you decide which car you want to drive when. Swap your car after 6 months and enjoy FINN's flexibility.

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Peace of mind on the road: All-Inclusive package

Peace of mind on the road: All-Inclusive package

No worries about finding an insurance provider, maintain and service the car. FINN takes care of it all.

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FAQ about the better alternative to car financing

You need to consider your personal lifestyle and financial situation before deciding whether car financing is right for you. Before commiting to finance a car, you should evaluate the current interest rate over the financing period and decide if you can afford a car loan. You should weigh the value of owning a car versus subscribing to one. With FINN, you don't have to take a vehicle loan, no need to search for an auto lender and no need to worry about interest rates. With us, you get 100% transparency from day 1 on the monthly payments and services that are included: maintenace, insurance, roadside assistance.

You need to have a good credit score to get a good deal for a car loan as lenders need to be assured about your credibility as a payer. With FINN, you only have to have a score of 640 FICO score points and above to get a car subscription. See if you prequalify here and get a $100 voucher if you do!

A car subscription is undoubtedly a better choice than car financing and here is why:

  • Flexibility: No deposit or car loan means you are free from heavy one-off investments or long-term interest commitments
  • The choice of models: While other providers might have a limited choice of models, at FINN, you get a great variety of vehicles to subscribe to: be that trucks, SUVs, or sedans.
  • An all-inclusive package: having maintenance, insurance, and roadside assistance all there for you in one package should take the burden of owning a car off your shoulders.
  • No long wait times or paperwork: You can book a car completely online, with no processing fees, and get approved quickly!

Popular car brands at FINN