Why subscribe instead
of lease
Your FINN car subscription comes with ...
One monthly all-
inclusive rate
As well as insurance, we take care of registration and taxes, maintenance, and wear and tear. Everything's included except fuel or electricity.
Zero down
payment
Getting a car the old way often includes a down payment plus additional costs and fees. Not with FINN.
Comprehensive insurance
Feel safe and secure knowing that you're already covered with our included insurance.
Free door-to-door delivery
Simply choose a date and we’ll deliver your car to you for free.
A car subscription saves you time and money
A FINN car subscription revolutionizes conventional car ownership and makes driving as easy as buying shoes online. With us, you get the car of your dreams in a flexible car subscription - everything is included except refueling or charging. Service, maintenance, insurance, tires, taxes and depreciation are already included in the monthly rate.
In addition, we deliver your new vehicle conveniently to your home. You save time, effort, and money. Browse our selection of cars and subscribe to your dream car today!
**The illustration shows an example calculation for the monthly rate of the Tesla Model 3
A car subscription saves you time and money
A FINN car subscription revolutionizes conventional car ownership and makes driving as easy as buying shoes online. With us, you get the car of your dreams in a flexible car subscription - everything is included except refueling or charging. Service, maintenance, insurance, tires, taxes and depreciation are already included in the monthly rate.
In addition, we deliver your new vehicle conveniently to your home. You save time, effort, and money. Browse our selection of cars and subscribe to your dream car today!
**The illustration shows an example calculation for the monthly rate of the Tesla Model 3
Browse our most popular car subscription models
Leasing vs. car subscription comparison
Buying or financing your vehicle are no longer your only options. You can subscribe or lease your car just as easily.
On average, you can expect the maintenance of a leased car to cost you just as much as a car you own or finance. In addition, you have to worry about vehicle depreciation. A car subscription from FINN gives you full cost control and maximum freedom. Because we provide you with your new car all-inclusive, you only pay the agreed rate and refueling or charging.
The following table breaks down the differences between leasing and subscribing.
Conventional leasing | FINN car subscription | |
Duration |
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Advantages |
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Acquisition costs |
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Running costs |
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Suitable for |
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Is a car subscription what you are looking for? Browse our cars.
FAQs
What does my car subscription with FINN include?
Your FINN car subscription includes insurance, maintenance, 24/7 roadside assistance, vehicle registration, and vehicle titling.
Please note that FINN does not guarantee that your car will be registered to your state of residence, or that your car's license plate will match your garaging state. FINN subscriptions do not include parking permits, parking registrations, fuel (including gas or electricity), toll charges, or violation charges.
Where does FINN deliver?
Currently, our car subscription delivery radius covers all of Connecticut, Maine, Maryland, Massachusetts (Boston), New Jersey, Pennsylvania (Philadelphia), Rhode Island, Vermont, Virginia, Washington, D.C., and New York.
Which conditions do I have to fulfill?
In order to drive our cars, you must be at least 25 years old, have had a valid US driver's license for at least 2 years, possess a FICO credit score of at least 640, meet all of FINN's safety criteria, and abide by all of the terms in your subscription agreement.
As with driving any vehicle, you must hold a valid US drivers license during your subscription with FINN.
Please note that customers with credit scores between 640-679, as reported by TransUnion, will be required to pay an upfront deposit equal to 2 months of their monthly payment. This deposit will be refunded at the end of your subscription once all amounts due to FINN have been satisfied. Deposits cannot be applied as a “credit”.
What does FINN's insurance cover?
All FINN subscribers and registered additional drivers receive insurance to protect you and your vehicle.
FINN's standard insurance plan offers split limits of 100/300/100 for 3rd party liability that covers property damage and bodily injury.
Due to state regulations, FINN offers minimum financial responsibility (MFR) insurance coverage for New York subscribers. Learn more about this policy here.
For more information regarding what to do in the case of an accident, please see our Insurance & Coverage page.