Best Truck Deals
Looking for the best truck deals on popular brands? Check out these financing and leasing deals you can use to pay less for a pickup truck.
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11 minutes
Date
07.06.2023
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As the automotive market continues struggling from the pandemic’s damaging effects, inventory levels—especially for trucks—are still well below capacity. Pickup manufacturers continue to offer leasing and financing deals, but you’ll find that many of them are not as appealing as pre-pandemic deals.
This list of the best truck deals includes many lease deals and a few finance offers you can use to pay less for your new truck. Many experts expect the market to respond to further demands for inventory with more valuable offers. In the meantime, you can take advantage of these best truck deals.
Best small truck deals
Small trucks like the Hyundai Santa Cruz and Ford Maverick don’t command the brawn of larger trucks. However, they offer many customers the versatility of a truck within a smaller, more maneuverable platform.
1. Hyundai Santa Cruz
- Lease the Hyundai Santa Cruz for $429 monthly for 36 months with 12,000 miles and $2,000 due at signing. Choose a 48-month term, and you’ll pay closer to $400 monthly for the same mileage.
- Hyundai starts the Santa Cruz at $25,700, with the Limited trim reaching just over $40,000.
- Lease a 2023 Hyundai Santa Cruz for dollars less than the Honda Ridgeline but around $40 more monthly than the Toyota Tacoma.
Honda Ridgeline naysayers may find the styling of the Hyundai Santa Cruz just as unattractive. But there’s something sporty about the lines of this small pickup truck. Hyundai also offers one of the best warranties in the industry.
2. Ford Maverick
- Lease the Ford Maverick for $383 per month for 36 months with 12,000 miles per year and $2,000 due at signing.
- Ford starts Maverick pricing at $22,595. Lariat models add about $6,000 to this price tag, depending on which features you choose.
- Ford also offers discounts for first responders, military veterans and their families, and college students.
If various drink-cup sizes represented Ford’s truck lineup, the Maverick would be the kid’s size. Smaller than the Ranger (not to mention the best-selling F-150), the Maverick takes the front end of an SUV and the back end of a pickup and smashes it together. The Maverick has been wildly popular and continues to delight consumers nationwide.
Best mid-size truck deals
Secondary to the full-size segment, the mid-size trucks arena is still highly competitive. Many brands scale down their full-size pickup variants to accommodate a lower price point and consumers who want the capabilities of a truck without the stable space needed for such a workhorse.
1. Nissan Frontier
- Lease the Frontier for $387 per month for 36 months.
- The Nissan Frontier retails for $38,900.
- This lease includes $2,000 due at signing and 12,000 miles per year.
The Nissan Frontier is the smaller of the brand’s two trucks. What it lacks in towing capacity and engine power, it makes up for in a stately cabin that has no qualms about keeping it simple. The Frontier recently got an update, but the model continues to contend against heavy-hitters like the Toyota Tacoma and the Ford Ranger.
2. GMC Canyon
- Lease a GMC Canyon for $347 monthly for 36 months with 12,000 miles per year.
- The MSRP of a brand-new GMC Canyon is $38,395.
- Be prepared with a check for $2,000 due at signing.
If you’re looking for a smaller GMC to lease, the Canyon is a great compromise between an SUV and a full-size pickup. The Canyon takes some of the same features from the larger platform, including styling cues and select equipment. The Canyon’s twin, the Colorado, offers a simpler view of the world, albeit with a bumpier ride.
3. Chevrolet Colorado
- Pay $2,000 at signing to get a Colorado leased for 36 months for $456 per month.
- The Chevrolet Colorado retails for $39,745.
- You can also lease a Colorado for $369 monthly for 36 months with $3,804 due at signing and a 30,000-mile per-year allowance.
The only difference you’ll likely feel in driving the Chevrolet Colorado versus the GMC Canyon comes from the cabin's feel. Chevy skimps compared to the luxurious appointments GMC offers. However, many have depended upon the Colorado and its hard-working older brother, the Silverado, for decades.
4. Jeep Gladiator
- Lease the Gladiator for $530 monthly, with $2,000 due at signing.
- The Gladiator retails for $40,570 for the most basic trim level.
- This 36-month lease includes 12,000 miles per year.
The Jeep Gladiator fits well into the Jeep family, with plenty of ruggedness and a sense of adventure as you’d expect. While the Gladiator is smaller inside than other trucks on this list, it does offer a mid-size experience that rivals a segment of competitors previously unchallenged by Jeep.
5. Ford Ranger
- Lease the Ford Ranger for 36 months with $2,000 due at signing. The monthly balance due comes in at $421.
- Final pricing for the most basic Ford Ranger starts at $27,400.
- This lease deal comes with 12,000 miles per year.
It’s hard to believe that the Ford Ranger grew up a little in its last redesign. However, many prefer the newer body style and this little truck's capabilities. The Ranger still pales compared to the F-150 Series, but it’s dependable nonetheless.
6. Honda Ridgeline
- For $2,000 down, you can lease a Honda Ridgeline for $442 per month.
- MSRP on the Honda Ridgeline starts at $38,800 plus destination fees, taxes, and registration.
- This 36-month lease includes 12,000 miles per year.
The Ridgeline is Honda’s only entry into the pickup world. This pickup polarized audiences when it first appeared on the scene. Without the benefits of owning a Honda, the Ridgeline might have already faced the ax.
7. Toyota Tacoma
- Lease the popular Tacoma for $389 for 36 months.
- Toyota starts the pricing for this pickup at $27,250.
- Toyota requires $2,000 due at signing and offers 12,000 miles per year for this lease.
Toyotas are known for their durability, and the Tacoma is no exception. This pickup has been popular throughout the years for its mettle and reliability. What it lacks in panache, it makes up for in ruggedness.
1. Ford F-150
- Lease the Ford F-150 for 36 months for $600 monthly, with $2,000 due at signing.
- You’ll need to pony up $33,695 for the Ford F-150.
- You can lease the Ford Lightning for over $1,000 monthly for 36 months, with $2,000 due at signing.
Driving the leading brand and model in the full-size pickup segment is easier with Ford’s leasing deals. The Lightning is Ford’s version of the electric pickup, complete with a front trunk or “frunk.”
2. Nissan Titan
- Lease the Titan for $662 monthly for 36 months, with $2,000 due at signing and a limit of 12,000 miles per year.
- Nissan prices the Titan starting at $39,950.
- For similar terms, you can also lease the Titan XD for $654 per month.
Nissan's Titan is no pushover, especially as the head of the brand’s truck lineup. The Titan XD model is a bit longer and larger for those looking for a bit more from this truck.
3. Toyota Tundra
- Pay only $524 per month for 36 months with a Tundra lease.
- The Tundra starts at $40,760, which is on the higher end of the pricing spectrum for this segment.
- This lease comes with 12,000 miles per year and $2,000 due at signing.
Newly redesigned and more muscular than ever, the Toyota Tundra offers tons of space, cargo capacity, towing capacity, and plenty of features to stay competitive. While it struggles to push forward in the pack, many know the Tundra to be a well-rounded workhorse.
4. RAM 1500
- Lease a new RAM 1500 for $702 per month for 36 months.
- Starting at $39,405, the Dodge Ram 1500 easily jumps in price as you go up in trim levels.
- Drive up to 12,000 miles per year with $2,000 due at signing for this Dodge lease deal.
- Or try a RAM 1500 for 6-12 months with a car subscription from FINN.
The RAM 1500 is a popular truck and one of Ford’s largest rivals. The RAM pickup series puts a smidge more attention into its interior surfaces than Ford, but it’s neck-and-neck for winning over customers.
5. Chevrolet Silverado 1500
- Pay $664 per month for 36 months to drive a Silverado 1500.
- At a $35,600 starting price, the Chevy Silverado trails its luxury brethren, the Sierra 1500.
- This lease includes 12,000 miles per year and $2,000 due at signing.
- Or try a Chevrolet Silverado 1500 for as little as 6 months with a FINN car subscription.
Chevrolet recently electrified the Silverado for 2023, but it continues with the age-old tradition of the gas engine variants. The Silverado 1500 is the smallest version of the model, with the 2500HD and 3500HD variants bringing the heat to any job site.
6. GMC Sierra 1500
- Pay $2,000 at signing to drive home with a GMC Sierra 1500 for only $691 per month.
- Prices for the GMC Sierra 1500 start at $37,200 but can easily climb from there.
- This lease comes with 36-month terms and 12,000 miles per year allowed.
- Or enjoy the flexibility of subscribing to a GMC Sierra with FINN.
Drive the GMC Sierra 1500, and you’ll feel the difference the moment you get behind the wheel. This sophisticated version of the Silverado may cost more to reflect the upgraded features, but it’s well worth the extra cash in the long run.
1. GMC Hummer EV
- Lease the 2023 GMC Hummer EV for $1,099 monthly for 36 months, with $3,389 due at signing. The lease includes a 10,000-mile allowance per year.
- The Hummer EV’s MSRP is $110,295, and customers may be eligible for certain tax credits, depending on how GMC structures the lease deal.
- This lease deal assumes a 4.99% APR and a residual value of 76% after 36 months.
The GMC Hummer EV and the 2023 Chevrolet Silverado EV share the same underpinnings. Indeed, the Silverado EV RST First Edition commands a similar $100,000+ price tag. The Hummer EV is set to be joined by an SUV variant that enthusiasts will easily gobble up.
Where is the cheapest place to buy a truck?
The cheapest place to buy a truck depends on whether you buy new or used. When you purchase a used truck, one of the advantages of buying a used car is that you can typically haggle. You can also typically pick up a pickup for cheaper in areas where pickups aren’t as common or necessary, such as Florida or California.
If you are debating between buying a new or used car, the following states charge the lowest fees:
- Wisconsin
- Missouri
- Oregon
- North Carolina
- Ohio
- Virginia
- New Hampshire
- Florida
Oregon has the lowest taxes on new cars, while New Hampshire ranks as the cheapest state for registration and vehicle taxes.
What is the nicest truck money can buy?
The nicest truck you can buy “out of the box” is the GMC Hummer EV Pickup Edition 1, which is around $110,000. The Chevrolet Silverado EV RST First Edition is over $100,000 and shares the same chassis as the Hummer EV. You can also kit out a Ford F-150 Lightning Platinum truck for just under $100,000.
What is the best day to buy a truck?
The best days to buy a truck are Monday, Tuesday, and Wednesday. Since car dealerships aren’t open on Sundays, most salespeople are willing to talk to you longer on these days. Some people might back out of a car deal after thinking about it over the weekend, so they could be eager to sell you a new or used car to compensate for the commission loss.
What are interest rates on new trucks?
Interest rates fluctuate with the market, but at the time of this writing, auto loans can go as low as 4.49% APR for well-qualified buyers. Average interest rates hover around 6.6% APR for everything from bad to excellent credit.
Final thoughts
Finding the best truck deals can be challenging unless you know where to look. This list of the best truck deals includes several best-selling brands and the models you know and love. Take advantage of purchasing and leasing deals near you to save more and obtain a better value.
If you’re unsure about buying or leasing, consider a car subscription from FINN. Choose the car you want and have it delivered to your door. All you have to do is agree to one monthly payment and cover fuel costs. Check out which of the best trucks you can subscribe to today.